It was not City Chevrolet but I did speak with them. They accepted supplier but required $1k in add-ons (tint $500, door edge guards $300, nitrogen $200) + $700 dealer fee.
I purchased from Abernethy in Lincolnton, just outside of Charlotte. They have a $500 dealer fee but no required add-ons...
Here’s a pretty good article on all of that:
https://www.nerdwallet.com/article/loans/auto-loans/can-the-car-dealership-really-do-that
Sounds like it’s pretty much legal everywhere.
Basically, yes. I honestly would not be surprised if this was the same in many other states. I just doubt it’s really ever been a thing until lately. Dealerships have the upper hand right now.
My dealer accepted supplier pricing, low dealer fee, and didn’t force any add ons. That’s rare in my...
Knowing the rate/terms you are qualified for outside of the dealership is good info but you could still be at the mercy of the dealership. In NC, a dealer can require you to use their financing. It's 100% legal. Mine did but also basically matched terms & rate (0.03% higher rate). Being aware of...
I'm fairly positive he said "window switches" but I could be wrong. It was a long conversation so I definitely could be inserting my own facts.
Either way, switches are essentially the hold up. Whether window, sunroof, lights, etc... switches.
Spoke with my dealer today, direct with the owner who is also the inventory manager. I’m not entirely sure I follow or understand what he explained to me, but it was basically…
Yes they can order 2023s.
Order guide isn’t complete so pricing on certain packages and accessories is not available...
Buzz kill for sure. We almost went with evergreen gray on our 22' but played it safe w/ satin steel because we were never able to see evergreen gray in person. We are considering ordering a 23' and were still considering evergreen gray if we were able to locate a used tahoe/yukon/surburban we...
A suit & tie will not make my code any better. This applies to so many things.
I worked for an auto/boat/home stereo company back several years ago. I was our main "boat guy" and traveled around our local area quoting and installing jobs at docks and marinas. It is HOT here. We hired a new GM...
Clothing is a language if you are people facing. I work in IT, from home even pre-pandemic, and could not tell you the last time I wore anything other than a pair of gym shorts and a tshirt while working. I can guarantee you my work, and my team, is far from mediocre.
I would argue its not meaningless regardless. You should always know what you can get outside of the dealership before speaking with them. You'll know if they are being competitive or sticking it to you and you can use that to determine whether to proceed. It's also very valuable to compare...
If a dealership requires you to finance through them, just ask about minimum finance amounts & early pre-payment penalty.
It happened to us and luckily the dealership essentially matched my credit union (1.99% for 5 years vs 2.02% for 6).
In our case, there was no min finance amount but a...
There are a couple people that have been fortunate enough to pay under MSRP and I'm one of them. Granted I used a supplier pricing code and spoke with several dealerships before I found one that was willing to accept. It saved approx 5% off MSRP.
I also recall someone posting about a dealership...
Our dealer handled adding to our insurance. Maybe they handled it because we financed through them?
We had to wait a day or 2 after it was delivered due to a delay w/ the wheels. I asked this specific question though once we found out it was shipped and they told me it would be ready the next...
New appraisal was very low. For context, we had done a fair amount of enhancements including renovating 3 bathrooms & significant landscaping. The bathrooms alone + normal appreciation should have easily pushed it over the edge, but the appraisal came back just over $5k what we paid for it 4...
Definitely fair points. I just take issue with paying to insure someone else's risk and it gets you nothing. If you end up defaulting, you'll be the one that is forced into bankruptcy while the lender makes out A-ok.
Getting rid of PMI early can also be a pain. By law lenders are required to...
You do not have to put down 20% but you would incur PMI if under 20%. I'm fairly certain this is across most loan types including jumbo. PMI is a scam IMO, so I do agree that a 20% down payment is ideal.
Our dealership verified our income as well. Although not as thorough as home buying, it was...
I'm in tech. That number feels pretty high even factoring in cost of living & stock options. If it's accurate, I'm moving out to the PNW. No doubt tech salaries have increased significantly over the past 24 months and its very competitive from the employers side.
House prices are definitely...
We typically keep vehicles for 3-4 years, but with the current market, we plan to swap out much more frequently. I can buy at supplier, drive for the required 6 months, then sell at a profit. I'm about to order our next one but have been trying to see evergreen gray in person before pulling the...
I ordered the cargo liner on eBay. Funny enough, the seller was a local dealer too. Called them up directly to buy outside of eBay. Quoted me a higher price (only $5-$10) and would have to drive to them to get it. Or buy on eBay and shipping was included.
The cargo liner does require some mods...
Dealers will eventually not be able to add their "market adjustment", but you won't see a reduction in MSRP. At best we may see prices stay mostly flat for a few years and maybe some aggressive incentives. Until the masses are no longer able/willing to buy, these prices are here to stay.
If...
I'm not so sure I agree with this. To me, it all comes down to where the cash is most valuable. On a 0% loan, I'm a firm believe you are not getting a penny of my money until its due regardless of the value of the asset in my possession. You gain nothing by paying it off early other than the...
The resale crowd crack me up. Yes, resale is worth considering but should not be the deciding factor.
I'm a frequent visitor over on a boat forum. Been a few years, but some mega rich ordered a boat with every single color option they offered, interior & exterior. It was appropriately nick...
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