I have had new model years, seconds, and mid generations. Never noticed anymore or less problems with any of them. Actually my 07 Yukon had far less issues (non I can really think of) than my 06 sierra. Would not hesitate to buy a new model year if I was in the market.
Not really sure how what you make directly correlates to what vehicle you can afford. In a way I agree but you also have to factor in what you cost of living is in your area, if the median house is $200,000 vs $800,000 then you do not have to have $100,000 (using the example above) just cover...
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