Freaking ca roads

[IncisionInd]

Something attacked me this morning when i was driving on the freeway. Damage pictures are attached. Any estimates to how much this might be costing to fix, or will my insurance cover this with no deductible?

 

[phileaglesfan]

The insurance may say it was comprehensive damage which does not go against your insurance record (unless you have too many of them). You usually have to pay the ded which I keep at $100 for comp.

What was it that hit you? Was it an alligator (tire rubber)?

Pics are kind of small so it is hard to say the cost. If I were you I would get a couple quotes and consider paying it yourself especially if it goes against your collision policy.

I know when I had my Grand Prix, some ice fell off a truck and damaged my front bumper. It was considered comp damage. Darn truck was throwing ice all over the road like an idiot.

 

[tx07tahoe]

That suck to see. I'd like to hear what hit your truck too.

 

[Coolade07]

Elins twin sister do that? how you meet that chic? damm psychos

 

[IncisionInd]

I made the photos larger

@phileaglefan:

I know that it wasn't tire tread but after that i cant tell you what it was. It was a big black solid object that after it bounce of my car it physically bounced out and hit another car so it had some bounce to it. I called the insurance company waiting for them to get back to me to figure out what this counts as

@tx07tahoe:

Again if i knew i would tell everyone.

@coolade07

I wish it was someone who did this then i would have someone to blame but me :'(. I also wish i had Tiger money to fix it

---------- Post added at 10:38 AM ---------- Previous post was at 08:43 AM ----------

Just called in and they dont know if it is going to go against comprehensive or collision. Either way the deductable is going to be $500 so this is gonna suck no matter what.

 

[jdix]

Were you on the 5 freeway? Cars always take a beating on the 5 for some reason

 

[IncisionInd]

Naw i was actually driving down the 405 towards irvine, although i know that you are right about the 5. I live in SoCal and i have NEVER had something hit my car like this before. It is still pissing me off and my insurance is gonna try and screw me.

 

[phileaglesfan]

Is the scrape on the bumper part of the damage. I would try to get a couple estimates. Sometimes they charge you the insurance price, other times a more normal price. If it is anywhere below $1k I would consider fixing it yourself and not dealing with the insurance. Hopefully they can straighten the hood without replacing it.

 

[IncisionInd]

yeah the black is part of the accident and part of the bumper down where the fog light is at is completely missing paint.

 

[phileaglesfan]

Ouch! I heard somewhere dealers charge about $300-500 just to repaint a panel, that is before body work. They usually charge for the full panel while some shops will not. At least it is white so it shouldn't be to hard to match.

I know the dealer charged $1300 just to replace the rear bumper cover on my Envoy a couple years ago. The parts were about $600, labor was the rest (about $500 to paint it alone).