Today has been a bad monday.

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OR VietVet

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Tiredmechanic23

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One word of caution, or a suggestion from me, regarding the handling of the insurance claim by the insurance companies.

Watch the accident case progression through the insurance companies very closely, to ensure that the final case settlement has the other driver 100% at fault, and your wife at 0% fault. My wife had a similar experience, and everything sounded OK at the scene of the scene of the accident and exchange of insurance information. Unfortunately, the other driver later stated to his insurance company that my wife actually caused the accident by hitting him (which was clearly not the case), and the two insurance companies finally settled by agreeing that BOTH drivers were at 50% fault each.

This was a win-win for both insurance companies, as each paid for only 1/2 of the total damage costs, and then both insurance companies got to raise the premiums for both drivers, as they were both at fault. Of course, it was a lose-lose for my wife.

Thankfully my insurance contacted my wife and I and stated that the other driver gave the exact description of the accident as we did admitted fault. That call was recorded as well so its documented. Now I wait for contact from his to get a repair estimate setup and get a shop date reserved.

biggest thing now is sticking with not signing shit until everything is completed with repairs so they can not wiggle their way out of something.
 

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