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I wasn't trying to say you're not right. I get where you're coming from in the safety standpoint. I constantly (on this forum and in the Tundra community) see people mention insurance as a reason why people shouldn't do it. I was just saying that's the last reason, which I'm sure you agree with. Add to the fact that the insurance companies likely would never know the vehicle was overweight.Sorry if my message came across as a scare tactic. I was just shocked that some one actually thought that they could tow a 12k load with a 1/2-ton vehicle. People seem to find a number somewhere on their rig or the internet and use that to justify whatever item they are looking to tow, when in reality every piece of the chain is just as critical.
I hope from the rest of my messages on this thread and other similar ones that have come up you understand that safety in towing is the main reason that I contribute to these threads. Before I purchased either my camper or my Yukon I researched each. Once I found the trailer that I wanted, I set out to find my tow vehicle. That is how I ended up with my Yukon. Last year was our first year out in and the first thing I did was go to a CAT scale to find out my weights and calculate how each of my axles was loaded, the tongue weight, and total combined weight. This past winter I made modifications to my camper, installed larger batteries, installed A/C, flipped the axles for more ground clearance. This year the first thing I did was go get the rig reweighed. Since the geometry and load had changed a little I ended up needing to adjust my weight distributing hitch a little as compared to the previous year.
I hope my input is taken in the spirit that it was given.