Didn't say anything to insurance? It was fine. Drove it back to the shop covered in mud, washed and washed and washed. Spent forever with a pressure washer and foam lance getting everything off and out of the nooks and crannies, then detailed the outside.
Aside from a bruised ego and a great story about "the little puddle" it was like nothing happened.
Seriously, this was a low spot in this road through a salt marsh that always had a couple inches of silty standing water. Then one day randomly in the middle of summer (not right after a rain storm or anything, seriously out of the blue) it turned into a wicked deep soft mud hole that sucks things up. I think I was the first person to go across it since it happened but after that a massive ten wheel tow truck got stuck, a dump truck, some pickups dropped a wheel in and got hung up, and a jeep almost got swallowed. In October I stuck a 5 foot shovel in there and didn't hit solid bottom before my hand hit the water. It's just getting bigger and deeper, and forcing people to drive off the dirt/mud road and into the marsh to avoid the hole. I spent years driving through that little puddle, my buddy even drove his civic up and down the road, and it just dropped out one day. Super weird.