I agree... thought it was metal as well and thought that seat belt guide was the culprit. There's literally nothing else to check. But again... I have the two bolts in the handle loosened and I don't have the rattle anymore.
I certainly can't argue with what works, and I'll definitely keep it in mind if mines starts doing it again. Honestly tons of stuff rattle in my Tahoe.... the rear hatch and the second row buckets when I go over most bumps without anybody sitting in them. But that little rattle right next to my ear drives me fricken nuts.