For Jmildoc and everyone else in or out, a couple things I just learned. I still don't know all the ins and outs of disability, but definitely check out the state to state benefits for disabled vets. In California if you have any disability listed at all and they actually can list it at 0%, your children can go to any state school free of charge. They still gotta pay for books though. In Cali, that means UCLA, UC Berkley, any of the state schools they can get into, FREE. Hopefully that's still around in 17 years when my kids are ready. I know there are a bunch of other benefits, but not sure what they are. They also vary from state to state. Check with guys at your VFW or buddies that are still in.