All Im saying is people get robbed on warrantys everyday. They roll them into the financing as well, and end up paying juice on the warranty. Also, the salespeople have wiggle room and people rarely haggle, then end up overpaying. Dont buy one point of sale, go home, research, then if you must make the purchase. And as far as the actuators possibly going, why not take a shot and keep the warranty $ in the bank, then if they blow you have the money! Why pay ahead for possible repairs, lol. I have never bought a warranty and never will!