flydex - the truck was recovered 6 hours later, undamaged, less than 5 miles from his house. They tried to hide it in an apartment parking lot, backed in under a tree, so the police assumed they were planning to come back for it. Of course by then it had been disabled via OnStar, so the insurance company was certainly not going to buy it...
1BAD15- as far as the insurance company "taking care of it" the insurance company (one of the majors) would only cover the remote, stolen and not recovered, and it's reprogramming - not replacing the locks. Does that make sense - not to me but it is what it is. With a $ 500 comprehensive deductible that was a non starter since I replaced 2 remotes and all locks for under $ 300.
Dcmaynor - They got the remote when they broke into the house