Wake
Full Access Member
Ny is a no fault state. I have allstate and that's cheap for me considering my less than stellar driving record I have also been with them for about 10 yrs.. I have state farm on my house but they won't give me car insurance.
Maybe look into Allstate for your home insurance as well, might save you a decent amount getting the multi policy discount.
I keep full coverage on all of my vehicles, even my 98 Olds. If I'm remembering correctly I need to for the umbrella policy I also carry in case I take out a group of Ferraris or something. LOL