update: everything is in!
got a massive audio bx4 powering front 2 speakers and bridged the other channel to a sub. rear speakers are running off the head unit. polk db651 in all 4 doors and a polk db840 sub. no affinity to polk, but the value is pretty good, and i wasn't looking for hi-fi quality or competition volume levels. obviously, an 8" sub in a sealed box isn't going to beat down the block, but it is definitely noticeable. the bx4 (which most people online agree is over-rated, as it can put out "940 watts rms" but only has a 40 amp fuse....) is mounted in the little cubby in the left rear interior panel - it's that small. i think i still have a little tuning to do, but the sound is pretty good, and there's enough headroom that i can get it as loud as i personally want it. some notes if anyone else is reading this and is attempting this for the first time:
1. buy a cable snake! probably 25% of my time was spent trying to fish wires through the firewall (i used the big grommet that is by the brake booster - there's lots of pics of this online) and through the doors (the rears were actually easier since i could undo the plastic connector that holds the wires. just break off a tab and feed the wires through there). i also had to run my wires on top of the carpet behind the back seat hinges. they're still underneath the floor hinges and there's no danger of them getting cut by the seat hinges, but it obviously doesn't look as neat.
2. wait until you are ready to turn everything on and start tuning before you hook up the battery or install the fuse in your power wire! i was dragging the wires around in the dark as saw a small fireworks display. on the other hand, i knew my wiring was correct and my ground was good! it's grounded to the little metal bracket that supports that cubby hole; just sanded off a lot of paint and was able to get good continuity from the end of the ground wire to the metal body.
3. if you mount the amp under the rear seat, or you run your rca cables over the prop shaft tunnel, you can probably get by with standard 20' rca cables. if you run them on the right side of the truck like i did, you will need 25' or 30' cables. i had to get some extensions to get my rca cables to reach all the way to the cubby.
4. the polk sub is about 1/8" bigger than the stock sub, so it won't fit directly in the hole in the box. i took a dremel and widened out the lip just enough for it to slide in, and then drilled 8 new holes. i forgot to caulk over the 4 original screw holes, but i'm done working with it for now - it's time to enjoy the new bass!
but now, i have an upgraded sound system with only a few places where you can see any wires, and that's probably if you know where to look. it took me about 2 full days to finish everything up, but someone with more experience and better tools could probably do it in a day, or take two days and add more sound deadening. i was very conscious of my budget, and am quite happy with the results. polk says the sub will break in for about a month, so hopefully things will only start to sound better with time.
thanks everyone for the help