Tahoe Black box

[2591tdj]

Tell the adjuster the truth, that you just found out that your sweet daughter lied to you hoping to not get in trouble. I would probably withdraw the claim if it’s not exorbitant. I would get another quote as the $3,500 sounds fishy. I paid out of pocket for a recent $1,400 rear bumper repair on my 2019 rather than risk higher premiums.

 

[OR VietVet]

Honesty is always the best policy, even if someone's feelings get hurt. Now you are going to wonder whether you can trust her moving forward. As a step parent at one time, I dealt with a teenage daughter that thought she could pull the wool over my eyes a few times. We had a heart to heart talk and then she realized that no one is perfect and we all make mistakes and that the truth of those mistakes is way better than a cover up. We were closer than ever after all that.

 

[Rocket Man]

Besides the question about your insurance claim, there’s another issue. Your daughter lied about the accident. You didn’t mention if you alerted her to the issue of the black box or not, but either way I would be leery of the truth of her confession. She might be lying still, and how do you know at this point? What if it was a hit and run? There might still be someone looking for the owner of your vehicle. I don’t want to alarm you but what if you completely withdraw your claim and then someone comes after you for damage and who know what else? Maybe some outrageous medical claims since that must have been a forceful impact to put a hole in the bumper. I would be very leery of anything your daughter tells you but you do need to get to the bottom of it before moving forward. I would make her take you to the place where it happened, describe the truck she hit, and describe exactly how it happened before believing her story. She could still be lying.

 

[BlackYukon]

Besides the question about your insurance claim, there’s another issue. Your daughter lied about the accident. You didn’t mention if you alerted her to the issue of the black box or not, but either way I would be leery of the truth of her confession. She might be lying still, and how do you know at this point? What if it was a hit and run? There might still be someone looking for the owner of your vehicle. I don’t want to alarm you but what if you completely withdraw your claim and then someone comes after you for damage and who know what else? Maybe some outrageous medical claims since that must have been a forceful impact to put a hole in the bumper. I would be very leery of anything your daughter tells you but you do need to get to the bottom of it before moving forward. I would make her take you to the place where it happened, describe the truck she hit, and describe exactly how it happened before believing her story. She could still be lying.

That's what I wanted to say but I didn't wanna start any drama lol.

 

[Rocket Man]

That's what I wanted to say but I didn't wanna start any drama lol.

Well I just wanted to alert him to the possibilities of further trouble so if it happens he might be prepared. Sometimes the obvious isn’t obvious because we’re blinded.

 

[Joseph Garcia]

Unless the insurance rules have changed over the years, you can notify your insurance company of an 'event', but decline to submit a 'claim' for the damages to your vehicle. In this manner, your insurance company is aware of the event, and they can receive and process any claims that might be submitted by the other party involved in the event. And, you are covered legally, because you 'notified' your insurance company of the event.

As a young and crazy driver way back in the day, this was the only that I could keep my insurance and have it still be affordable, though I had to pay for my own repairs. My body shop actually stocked my paint on the shelf in the shop, since I was such a frequent visitor.

 

[OR VietVet]

Look at Joseph bragging about his "Dirty Mary Crazy Larry" days.

 

[wjburken]

Unless the insurance rules have changed over the years, you can notify your insurance company of an 'event', but decline to submit a 'claim' for the damages to your vehicle. In this manner, your insurance company is aware of the event, and they can receive and process any claims that might be submitted by the other party involved in the event. And, you are covered legally, because you 'notified' your insurance company of the event.

As a young and crazy driver way back in the day, this was the only that I could keep my insurance and have it still be affordable, though I had to pay for my own repairs. My body shop actually stocked my paint on the shelf in the shop, since I was such a frequent visitor.

I have informed my insurance of various incidents and things and have had my agent explain the pros and cons of actually filing a claim. Most of the time it was in my best interest to handle out of pocket.

 

[Joseph Garcia]

Look at Joseph bragging about his "Dirty Mary Crazy Larry" days.

Not bragging, and probably not real proud about it, either. Just the plain truth, with 20 recorded accidents.

VERY LITTLE traffic/driving law enforcement (not many officers on staff, either) back in the day in NH. Basically, a road race free-for-all. Had a number of friends who did not survive the wild days of unbounded driving activities and habits.

I damn near chocked on my words, each time I told my two sons about the importance of safe driving habits and practices, back when they were teenagers.

 

[OR VietVet]

Listen, it's ok, it is always, "Do as I say not as I do" or in your case "not as I did".