Think about what your HVAC ducts at home would look like if you drove your house on the road, in the rain, behind other cars for 10+ years without a filter
I can attest to this.
I just did mine, after 11 years I knew it would be a wise thing to do. I've only owned this for 2 years and the HVAC didn't smell bad, but I couldn't let it go knowing there was no filter.
This was the evaporator when I cut open the slot.
I went with the OE cover, definitely built well.
I bought the conversion kit last year I believe from Amazon, but no idea where the cover went so I went with OE. Filter was a single filter with notches to bend for installation.
Spent some time cleaning the coil, lightly agitated the crusty area with a brush and used some mild cleaner as I didn't have the foam cleaner.
Airflow was reduced slightly, but barely noticeable, I'll take the clean air over a slight bump in airflow.
Hope this helps others decide.