As I stated earlier, my brother works for Ford and has for 25 years plus. During that time I took advantage of buying an F250 diesel truck on his employee discount. That was years back so cannot compare to what you are thinking but I had my share of problems with it as well. I could buy, at his discount, a new truck whenever I want but in all the time I have been involved in auto repair as a tech or running shops and using all my vehicles to tow with, that F250 was the only other vehicle I ever owned besides a GM product. They have served me very well over the years. I never used extended warranties but as a service manager I dealt with them ALOT. I hate 'em. I always have a savings account set aside, that I add to every month, that is for maintenance and repairs of my vehicle. Way better odds than any extended warranty. Just like this forum, any Ford forum will slant to the product the forum sponsors. I make up my own mind based on my automotive history and how comfortable I am with the vehicle. Anyways, good luck with any decision you make but IMO I think I would rather have the V8 to tow with and add power to it as you see fit instead of the turbo engines. I saw lots and lots of problems with them in my shops. Most of it could be attributed to design and poor quality parts but the vast majority of them had to do with the maintenance that the owners did not do as needed. If you tow, you need to follow the maintenance schedule for severe duty instead of standard duty, or whatever they name it now.