What did you do to your NBS GMT800 Tahoe/Yukon Today?

[Rocket Man]

I have never had to pay to get a chip fixed in my windshield. I guess I’ve always had an insurance policy that would cover the full cost of fixing a chip. If I’ve had to replace a windshield, however, I’ve had to pay for it as the cost is usually equal to or just slightly higher than my deductible and not worth filing a claim at all.

I pay cash for my vehicles and never have paid for comprehensive insurance. So you are actually paying for those rock chip repairs if you don’t get in any accidents, through your premiums. I have had only one at-fault accident in 45 years of driving and that was minor so I don’t see the need to pay that price for comp. I save $250-300 a month on insurance, so a chip repair here or there isn’t a big deal but it would be nice to do my own repairs.

 

[wjburken]

I pay cash for my vehicles and never have paid for comprehensive insurance. So you are actually paying for those rock chip repairs if you don’t get in any accidents, through your premiums. I have had only one at-fault accident in 45 years of driving and that was minor so I don’t see the need to pay that price for comp. I save $250-300 a month on insurance, so a chip repair here or there isn’t a big deal but it would be nice to do my own repairs.

True enough. I have always had comprehensive coverage on my main vehicles and consider it a reasonable cost. I have had more than a few claims that were not accident related. After a couple hail storms and more than a couple deer encounters, it evens the scale on premiums verses benefit. That being said, I understand completely where you’re coming from and understand that insurance companies are for-profit businesses.

 

[iddqd]

I pay cash for my vehicles and never have paid for comprehensive insurance. So you are actually paying for those rock chip repairs if you don’t get in any accidents, through your premiums. I have had only one at-fault accident in 45 years of driving and that was minor so I don’t see the need to pay that price for comp. I save $250-300 a month on insurance, so a chip repair here or there isn’t a big deal but it would be nice to do my own repairs.

I had a misfortune to take a car loan ONCE long time ago and it was a financial disaster. Depreciation, interest, higher dealer price and comprehensive insurance made that purchase a very bad deal.

Since then I only buy my cars for cash, only used and only buy state-minimum insurance + an uninsured driver add-on (this is a necessity in Commiefornia). This works well for me.

 

[89Suburban]

I had a misfortune to take a car loan ONCE long time ago and it was a financial disaster. Depreciation, interest, higher dealer price and comprehensive insurance made that purchase a very bad deal.

Since then I only buy my cars for cash, only used and only buy state-minimum insurance + an uninsured driver add-on (this is a necessity in Commiefornia). This works well for me.

Same here, I pay $40 a month for my insurance on the Tahoe.

 

[iddqd]

Same here, I pay $40 a month for my insurance on the Tahoe.

My rate is $190 for 6 months with Geico

 

[89Suburban]

My rate is $190 for 6 months with Geico

That is through State Farm, with uninsured. Was $35 a month but my mileage driven went over 10K last year so it bumped it up a little.

 

[Doubeleive]

I had full coverage on a previous vehicle I paid for it years, decided one day to make it minimum coverage to save some money, 2-weeks later I rolled it (completely my own fault). I can' tell you how pissed I was (at myself) about 8-10k down the drain.......

 

[89Suburban]

I had full coverage on a previous vehicle I paid for it years, decided one day to make it minimum coverage to save some money, 2-weeks later I rolled it (completely my own fault). I can' tell you how pissed I was (at myself) about 8-10k down the drain.......

Yeah I'm waiting for a tree to fall on mine or something. But I have been doing it this way my whole life so just rolling the dice like everything else in life.

 

[wjburken]

I had full coverage on a previous vehicle I paid for it years, decided one day to make it minimum coverage to save some money, 2-weeks later I rolled it (completely my own fault). I can' tell you how pissed I was (at myself) about 8-10k down the drain.......

When I got my 1983 Caprice, in 1993, from my parents I hit a deer a week later. My dad had just dropped comprehensive a week earlier so kind of the same thing just on a smaller scale.

 

[alaska_guy]

Did the fleece mod with stock bulbs and it made a huge difference!