i'm 22 and my car story starts out with a 95 taurus that i got for free as a graduation present. When the tranny blew on that, i got a loan from b.o.d.(bank of dad) for a 2001 taurus which after 6 months i traded for my 02 grand prix. Once again, another loan from b.o.d. one year later i had that paid in full and 1 1/2 years later i got a real loan for my 04 tahoe. anything aftermarket on either was paid for and there's really no other outstanding debt. if i went around putting everything on a credit card like some people my age i imagine there would be 18's and a full exhaust on my grand prix and some 22's on my tahoe. someday....