Ok, anyone have any experience on playing hardball with insurance? The first guy said it was a total loss, and referred me to a total loss claims adjuster. Once it gets to him, he says he can't change that it's totaled, so we are fighting to have the original adjuster re-evaluate the value of the vehicle.
They're saying it's worth about $3k. After buy back of $334, they say they would pay me just over $2500. I'm currently compiling a list of modifications and improvements I've made to the sound, body, and performance of the truck. So far, I'm up over $2800 and I haven't even included the $2k I spent on the supercharger and associated parts. If you add that $4800 to the $3k of the truck, it seems to me that it would show this is worth more than their "fair market value" of "comparable" trucks. Honestly, there aren't any "comparable" trucks to this anywhere around here.
The guy also said that he couldn't guarantee that they would be able to factor in the cost of the supercharger in the vehicle's value, because I bought it used and only have receipts for the money orders I used to pay for it, not an official receipt or bill of sale.
Seems like they want to play hard ball. $2500.
I've spent more than that in the last 6 months.
I just got the evaluation that the adjuster made of the truck. He said the tires were at 67% for the front and 75% for the rear.
They were put on 3 MONTHS AGO, and have 3000 MILES!!!!! I'm calling ********. Taking it to my tire shop to have him do tread depth measurements.