$3400 sounds like the higher end warranty that's basically a bumper to bumper and covers all the little bells and whistles, they usually offer 3 different types of warranty, the cheapy one that covers stuff if it breaks before it's expected life (not if it breaks otherwise), then there is the middle of the road one that covers basically the drivetrain no matter how it breaks, then the higher end one that you were quoted. best choice is the middle one